PayFlow - Mobile Banking
Reimagined App

PayFlow mobile banking app on a phone

About Projects

Finpulse is a Series-B financial infrastructure company providing multi-entity treasury management across 40+ countries. Processing over $450M in monthly cross-border volume, their platform enables corporate treasurers to consolidate fragmented bank balances, optimize foreign exchange swaps, and eliminate idle cash.

  • Global operating footprint across UK, EU, US, and APAC
  • Direct integrations with SWIFT, FedNow, and SEPA Instant networks
  • Over 120 enterprise finance teams onboarding in 2025

Client Overview

The client approached Qtec Agency to completely rebuild their legacy corporate web application. The existing interface was hindered by 90-second batch data syncs, cryptic ledger error codes, and high cognitive overload during volatile FX movements. Our objective was to deliver a millisecond-level reactive dashboard with automated hedging triggers and seamless compliance reporting.

Whether improving customer service or optimizing internal processes, AI is becoming a key driver of digital transformation.

Problem Statement

The client approached Qtec Agency to completely rebuild their legacy corporate web application. The existing interface was hindered by 90-second batch data syncs, cryptic ledger error codes, and high cognitive overload during volatile FX movements. Our objective was to deliver a millisecond-level reactive dashboard with automated hedging triggers and seamless compliance reporting.

Problem statement visual

The Final Solution & Engineering Approach

We architected a unified, real-time command center that aggregates global bank feeds into sub-second WebSocket streams. By coupling event-driven micro-frontends with an intelligent FX automated hedging workflow, treasurers can execute, balance, and verify multimillion-dollar settlements with two clicks.

Style Guide and Design System

Financial interfaces require extreme data density without causing visual fatigue. We created a high-contrast palette anchored in deep cobalt blues and neutral slates, paired with tabular lining numerals to guarantee alignment across dense financial matrices.

Scope of work

User Research & Mapping
UI Design
Frontend Micro-architecture
Knowledge Sharing
Sub-second WebSocket Integration & State Engine

Core Features

Modernizing corporate treasury for fast-growing international fintech enterprises with real-time settlement forecasting.

Smart Dashboard

AI-powered financial overview with spending patterns, savings goals, and personalized recommendations.

Instant P2P Transfers

Zero-fee peer-to-peer payments with contact sync, QR codes, and real-time notifications.

Budget Tracker

Automated transaction categorization with custom budgets, alerts, and monthly reports.

Biometric Security

Multi-layer authentication with Face ID, fingerprint, and behavioral biometrics.

Tech Stack

Modernizing corporate treasury for fast-growing international fintech enterprises with real-time settlement forecasting.

Frontend

React Native
TypeScript
Expo

Backend

Node.js
PostgreSQL
Redis

Design

Figma
Principle
Lottie

Infrastructure

AWS
Docker
CircleCI

Development Timeline

Modernizing corporate treasury for fast-growing international fintech enterprises with real-time settlement forecasting.

1
Phase 1
Discovery & Research
Week 1-3
2
Phase 2
Design & Prototyping
Week 4-8
3
Phase 3
Development & Iteration
Week 9-14
4
Phase 4
Launch & Optimization
Week 15-16

Team Involvement & Key Contributors

Dedicated cross-functional experts spanning product strategy, human-centered UX design, and robust systems architecture.

Md. Sayed Uddin
Md. Sayed Uddin
Manager, Tech & Operations
Md. Sayed Uddin
Md. Sayed Uddin
Manager, Tech & Operations
Md. Sayed Uddin
Md. Sayed Uddin
Manager, Tech & Operations

Measurable Business & Operational Results

Dedicated cross-functional experts spanning product strategy, human-centered UX design, and robust systems architecture.

+47%
Daily Active Users
3.2x
Faster Onboarding
200K+
Downloads in 30 Days

Testimonial

John Doe

Working at Qtec has transformed my approach to innovation. The collaborative environment and forward-thinking projects inspire me every day to push boundaries and deliver exceptional results.

John Doe
Software Developer

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